I N S U R A N C E
                                  

PERSONAL

COMMERCIAL

LIFE

COMPANIES

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   We offer a full range of property casualty insurance through all three locations.

   As an independent insurance agency, we can seek insurance for our clients from a variety of insurance companies. Click here for a list of the current companies with whom we do business.  Using a state-of-the-art computer system, virtual private network and off-site servers, we are able to connect all of our files with all of our offices, allowing any client to get full service through any location.

   We have a staff of nine dedicated to our personal lines clients. They are trained to analyze your insurance needs, review your current coverage and make a recommendation from one of our many companies that provides a program that meets your specific needs at a competitive price. As our client, you can always receive advice and assistance from any of our office locations.

 

P E R S O N A L     I N S U R A N C E

  The types of coverage we frequently arrange include:

Auto	Home & Flood	Business & Commercial	Personal Umbrella Liability
Motorcycle	Boat	Recreational Vehicles	Landlord Coverage

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C O M M E R C I A L     I N S U R A N C E

  We specialize in package policies to protect all your insurance needs and provide special discounts.   Our staff includes five specialists dedicated to our commercial insurance clients. Led by Tim Day and Nicholas Scarafile, they bring decades of experience to a wide variety of commercial insurance programs. Using our computer network we can offer service to commercial clients from any location.

   The types of coverage we frequently arrange include:

Property & General Liability	Auto
Professional Liability	Bonds
Umbrella Liability	Workers Compensation

   As independent agents, we work with a variety of companies, including many that offer special programs and safety groups. Some of these programs include:

Volunteer Fire Departments	Municipalities	Schools
Auto Repair Shops	Churches	Habitational
Manufacturers	Contractors	Workers Comp
Affinity Group Discounts	Professional Offices	Retailers/Wholesalers

   If you do not see your type of business on this list, please contact us.  We have access to a variety of additional programs.

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L I F E    I N S U R A N C E

   Your life, your spouse, your children, Day, Scarafile & Read will shop and compare the best life insurance policies that fit your needs and lifestyle. Below are some companies through which life insurance policies are available, including:

                       TERM LIFE • WHOLE LIFE • UNIVERSAL LIFE INSURANCE

U.S. Financial Life	William Penn	ING
Genworth Financial	John Hancock	MetLife
Union Central	Companion Life	Allstate

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I N S U R A N C E    C O M P A N I E S

    We represent an extensive list of insurance companies which allow us to shop for the best coverage and best rates for you. You may also be able to make ON-LINE PAYMENTS. Click on your insurance company to be taken to that website. If you're not sure which company you are insured with, contact our offices.

New York Central Mutual
Erie & Niagara

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   If you would like more information on our property casualty insurance services, please contact our Ilion office or e-mail us at info@dayscarafileread.com.

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